Make payments and standing orders* for free

Sign up for this time-saving benefit from Cashplus Deluxe and arrange up to 20 payments, transfers and standing orders per month.

You may only need to set up your payments and standing orders service once and, if you keep the account topped up with money, you need never miss a payment again. So you’ll avoid late fees and protect your credit history at the same time.

You can use your Cashplus Deluxe account to make regular or one-off payments like:

  • Satellite TV subscriptions
  • Magazine subscriptions
  • Your rent or mortgage
  • Water
  • Electricity
  • Gas
  • Loan repayments
  • Christmas clubs

Any payment of the same amount each month can be paid using your Cashplus account. You can also just make a one-off payment, such as your TV Licence or paying your council tax, all in one go.

Please take a look at what you need to know about our payments and standing orders service below. It contains important information about the processing of payments.

Once you have your Cashplus card, visit the Members’ Area to register and set up your payments.

Who can use this service?

Electronic payment is ideal for if you don’t want to carry lots of cash around and then wait in long queues to pay your bills. You’ll need to have Total Access with your Cashplus Deluxe account, meaning we’d have had to have your identity fully verified. Remember to keep your account topped up with enough money to cover the cost of your payments.

Setting up your payments

We can make up to 20 payments for you each month, so long as they are:

  1. Payments you make more than once, where the amount and date is always the same
  2. or
  3. Single payments of up to £5,000 – if there’s enough money in your account
  4. and…
  5. …no more than a total of £5,000 each month – if there’s enough money in your account

A request to set up a payment must be made at least four business days before the payment is due (for example, if you’d like to make your payment on Thursday 5th of a month, you need to make your request no later than 12pm of Monday 2nd of that month – we’ll confirm the date your payment will be made when you set it up). You can set up payments 24/7, 7 days a week via the Members’ Area.

Is the service free?

You can arrange up to 20 payments to be made each month, absolutely free.

Confirmation of payment setup

We’ll send you a message either by email or via the Members’ Area, depending on the method you chose for us to stay in touch when you registered.

Changing a payment

If your payment details are incorrect please amend in the Members’ Area no later than the business day before the money is due to leave your account.

Once money has been deducted from your account, a payment can’t be cancelled.

What you need to remember…

Please make sure you have enough money in your account at least four business days before the payment is due. This is because three business days before your payment is due we’ll deduct the money to process your payment on time.

If we can’t make a payment as there is not enough money in your account on that day we can’t try again in that month on another day, but we’ll try again on the next scheduled date.

If more than one payment is to be made on the same day and there is not enough money to make all the payments, we’ll try to make the payment with the highest value first. We’ll make as many payments as possible with the money you have available. Please check the Members’ Area to see which payments have been made.

The most important thing to note is:

If we make a payment based on incorrect details you provided, you’ll need to resolve the issue with the person who received the payment. This means we will be unable to assist you with retrieving payments created by you to the wrong payee.

Payments & Transfers Guidelines

Type Amount
Maximum Single Payment: £5,000
Monthly Payments you can make: 20 payments per calendar month
Maximum Monthly Payment(s): £5,000
Maximum number of active payees (companies you can pay) 20
Minimum period until you can make your first payment (once you’ve registered) 5 days

Please read the following Frequently Asked Questions about Payments and Transfers:

How do I know my payment’s set up?

We’ll confirm any payment you set up using your preferred way – either by email or a message in the Members’ Area.

How much does each payment cost?

It’s absolutely free of charge to make up to 20 payments and standing orders each month using your Cashplus Deluxe account.

How long before a payment is due is the money taken from my account?

The money is taken from your account three business days before the payment due date.

Can I review my previous payments and transfers?

We’ve made it easy to keep track of your payments and transfers – just login to the payments section of the Cashplus Members’ Area and take a look at the ‘Payment summary section’.

Can I change a standing order?

Yes, of course, but you should change or cancel the standing order no later than the business day before the money is due to leave your account.

Can I stop a payment?

You can cancel payments but you need to cancel no later than the business day before the money is due to leave your account. After this time the payment’s taken and we can’t stop or reclaim the payment for you.

Have any questions?

Contact Customer Services and we’ll answer any questions about your Cashplus account that you may have.

Now that you’ve read what you need to know about electronic payments, sign up now and add this FREE feature in the Members’ Area. If you’re not already a customer, apply now and then register in the Members’ Area once you receive your card.

Get your card

  • 100% acceptance guaranteed*
  • No credit checks
  • Enjoy a unique blend of bank account & MasterCard card benefits

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to our Terms and Conditions including the applicant providing acceptable identification, being resident in the UK, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder. The Cashplus prepaid MasterCard is issued by APS Financial Ltd ("AFL") pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register/) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd ("APS"). APS operates the card on behalf of AFL. Registered in England no. 04947027. AFL & APS registered address is 6th Floor, One London Wall, London, EC2Y 5EB. Cashplus is a registered trademark of APS. MasterCard is a registered trademark of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
†Creditbuilder is provided by APS. APS's Consumer Credit Licence 0608377.