How the Cashplus® prepaid Gold MasterCard® Deluxe Account works

Most of the benefits of a bank account plus a
feature-packed prepaid MasterCard card.

The new Cashplus prepaid Gold MasterCard Deluxe Account is a revolutionary blend of some of the best features of a bank account and a MasterCard card. In fact, for many people, it’ll be the only account that they need.

When you want your money just withdraw it for free across the UK at cash machines displaying the MasterCard Acceptance Mark. And being a MasterCard card, it’s a secure way to get those internet bargains. What’s more, there are no credit checks – you’re guaranteed* to get this card. So you’ll find it easy to be able to start enjoying the following valuable benefits:

  • new icon
    Cashback rewards

    If you’re already buying something, why not earn Cashback when you do it! Once you have your Cashplus prepaid Gold MasterCard® be sure to register to get Cashback. From everyday shopping like groceries and DVDs to the bigger purchases like a TV or a holiday, we’ll help you get a nice bonus on everything you purchase via our Cashback site.

  • new icon
    Make payments and transfers* – for free

    Save yourself time and hassle with the Cashplus Payments and Transfers service. It’s the simple way to take care of everything from annual bills (such as your TV licence) to regular payments for your rent, mortgage or utility bills.

  • new icon
    Creditbuilder™ – designed to improve your credit rating†

    We could help you repair or create your credit rating, at no extra cost. This could make it easier for you to gain credit in the future. It could also help you to save money by helping you receive offers of lower interest rates in the future if your credit rating improves.

  • MasterCard icon
    It's a MasterCard card – welcomed worldwide
    Your Cashplus card is welcomed at 32 million places all over the world, wherever you see the MasterCard Acceptance Mark.
  • Safer than cash icon
    Safer than cash
    Lose cash and it’s probably gone for ever. But if you lose your Cashplus card, we can replace it and the money on it, subject to our terms and conditions.
  • shop securely online icon
    Shop securely online
    Shop securely on the web and take advantage of discounted prices and enjoy offers on exclusive items.
  • Cash machine icon
    Get money from cash machines
    Withdraw money from any of the 1 million cash machines worldwide that display the MasterCard Acceptance Mark. With the Cashplus prepaid Gold MasterCard Deluxe Account, withdrawals are FREE in the UK.
  • free purchase protection icon
    FREE Purchase Protection
    If what you order doesn’t arrive or the supplier goes bust, we’ll often be able to help you get your money back.

Get your card

  • 100% acceptance guaranteed*
  • No credit checks to open an account
  • Enjoy a unique blend of bank account & MasterCard card benefits

Make payments and standing orders* – for free

Make up to 20 payments to pay your bills, such as gas, electricity and rent, all at no extra cost to you.

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to terms and conditions including applicant providing acceptable ID, being resident in the UK & aged 18 years+. Card & usage fees apply. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money.. Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Cashplus is a registered trademark of APS. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.

Creditbuilder is only available on a monthly pricing plan and is a registered trademark of and provided by APS. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 0608377).