Is it a bank account?

Cashplus prepaid Gold MasterCard® Deluxe Account with guaranteed acceptance*

Is it a credit card?

Cashplus prepaid Gold MasterCard® Deluxe Account with guaranteed acceptance*

It’s an amazing
blend of both

Cashplus prepaid Gold MasterCard® Deluxe Account with guaranteed acceptance*

The new Cashplus prepaid Gold MasterCard® Deluxe Account is a revolutionary blend of some of the best benefits from a bank account and a credit card.

Just see for yourself the many ways our card could help you:

  • You’re guaranteed to get one* – if you live in the UK and are 18 years or older
  • Have wages paid direct for free* – no need for a bank account, plus you could save money on cheque cashing fees
  • Make up to 20 payments and standing orders a month for free* –  everything from one-off payments to regular standing orders
  • Shop securely wherever the MasterCard Acceptance Mark is displayed – online, in stores or over the phone
  • Withdraw cash for free in the UK
  • Free purchase protection – if a business goes bust, goods are damaged, faulty or never received, we’re often able to arrange a refund
  • Creditbuilder™ – we could help you repair or create your credit rating, at no extra cost
  • Cashback Rewards – get cashback on everything you purchase through our cashback site
  • Top up your account for free – at over 13,000 places across the UK

So, with many of the benefits of a bank account plus the advantages of a MasterCard card, but without credit checks to open an account, the Cashplus prepaid Gold MasterCard® Deluxe Account is the only account you need!

Paid by cheque? It's a waste of time and money

If you’re paid by cheque, you’re probably tired of queuing up to cash them. And you could be losing quite a bundle of cash in fees. Use the payment savings calculator below to see how much you could save in as little as a year by having your wages paid directly* to a Cashplus card for free.

How much could you save?
Enter your pay cheque amount
£

Which is the best route for you?

Get your card

  • 100% acceptance guaranteed*
  • No credit checks to open an account
  • Enjoy a unique blend of bank account & MasterCard card benefits

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to terms and conditions including applicant providing acceptable ID, being resident in the UK & aged 18 years+. Card & usage fees apply. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money.. Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Cashplus is a registered trademark of APS. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.

Creditbuilder is only available on a monthly pricing plan and is a registered trademark of and provided by APS. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 0608377).