Get real Cashback every time you spend

We’ll give you money back on everything you buy with your Cashplus prepaid Gold MasterCard® Deluxe account card – from everyday purchases such as groceries and petrol to more expensive, occasional purchases, like computers or airline tickets.

How Cashback works

Just use your Cashplus card instead of your usual cards and cash for all your everyday, usual spending. Then watch as the Cashback rewards quickly add up with absolutely everything you buy. For example, you’ll get £10 back for the first £1,000 you spend and £5 for every further £1,000!
You’ll receive the Cashback that you’ve earned from the previous month on the 10th of the next month, ready to spend on whatever you want.

You’ve nothing to lose and everything to gain, because on top of Cashback:

  • Using our card’s safer than carrying cash
  • There’s no interest to pay (so the value of the rewards isn’t wiped out)
  • We offer free purchase protection, so if a company goes bust, goods are damaged, faulty or never received, we could be able to arrange a refund

See how Cashback could soon add up over a month:

You could earn £70.76 a year based on the average weekly household expenditure

Expenditure Monthly Cost
Transport £ 248
Recreation and Culture £ 228
Food and non-alcoholic drinks £ 192
Restaurants and hotels £ 152
Miscellaneous goods and services £ 140
Clothing and footwear £ 88
Communication £ 48
Total £ 1,096

In your first month you could earn £10.48 based on 1% Cashback for your first £1,000 spent and 0.5% on the remaining £96. In your second month and every month afterwards, you could earn £5.48 per month based on 0.5% Cashback.

Based on “Average weekly household expenditure on main commodities and services, 2007, UK”
Expenditure and Food Survey, Office of National Statistics
Correct as at 07/07/2009
Weekly figures were multiplied by four to show approximate monthly spend
Some expenditure items have been excluded as they probably would not earn Cashback as these payments may be paid using our billpay service.

Remember, you get Cashback on all the purchases you make – in stores, online and over the phone, Cashback isn’t given for cash withdrawals or electronic bill payments, for full details read the Terms & Conditions.

Get your card

  • 100% acceptance guaranteed*
  • No credit checks
  • Enjoy a unique blend of bank account & MasterCard card benefits

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to terms and conditions including applicant providing acceptable ID, being a UK resident & aged 18 years+. Card & usage fees apply. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Services Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. (www.fsa.gov.uk/register/2EMD/2EMD_MasterRegister.html Reference 900002). Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered numbers 06029941 & 04947027. MasterCard is a registered trademark of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
†Creditbuilder is provided by APS. APS's Consumer Credit Licence 0608377.