The perfect alternative to a bank account
Guaranteed acceptance*
The Cashplus® Deluxe prepaid Gold MasterCard® is a prepaid card that’s completely private (there are no credit checks, no links to a bank account) and you can add up to four additional cardholders*. In fact, it’s a revolutionary blend of the best features of a bank account and a credit card. And with guaranteed acceptance* it’s a great alternative to a bank account.
On the one hand you can have your wages* deposited onto your card account, make electronic payments* and withdraw cash for free at any ATM in the UK that accepts MasterCard cards. You can also use it at 29 million locations worldwide.
On the other hand, it offers a secure way to access great offers online and over the phone, Free Purchase Protection and real Cashback. And by adding Creditbuilder™ it could even improve your credit rating†.
It can help you in all sorts of ways
Once you start using our card you’ll wonder how you ever managed without it. Just look at the benefits:
- You’re guaranteed to get one* – if you live in the UK and are 18 years or older
- Have wages paid direct for free* – save money on cheque cashing fees
- Payments and standing orders* – make one-off payments to regular standing orders for free
- Shop securely wherever the MasterCard acceptance mark is displayed
- Withdraw cash for free – throughout the UK
- Free purchase protection – if a company goes bust, goods are damaged, faulty or never received, we’re often able to arrange a refund
- Creditbuilder† – we could help you repair or create your credit rating, at no extra cost
- Real Cashback – Use the card for all your everyday spending, then watch as the rewards quickly add up. For example, you’ll get £10 back for the first £1,000 you spend and £5 for every further £1,000
- Top up the card for free – at over 12,500 places across the UK
- NO credit checks and NO links to your bank account
*Subject to our Terms and Conditions including the applicant providing acceptable identification, being resident in the UK, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder. The Cashplus prepaid MasterCard is issued by APS Financial Ltd ("AFL") pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register/) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd ("APS"). APS operates the card on behalf of AFL. Registered in England no. 04947027. AFL & APS registered address is 6th Floor, One London Wall, London, EC2Y 5EB. Cashplus is a registered trademark of APS. MasterCard is a registered trademark of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
†Creditbuilder is provided by APS. APS's Consumer Credit Licence 0608377.